Credit Card

The Possibilities are SPEND-LESS.

  • Save 10¢ off/gal. at BJ's Gas® every day

  • Earn up to 5% cash back on most in-Club and BJs.com purchases1

  • Earn 2% cash back on dining and non-BJ's gas purchases2

  • Earn 1% cash back everywhere else Mastercard® is accepted

Apply NowCard Benefits
Credit Card with Lock
Lock It 'Til You Find It

A misplaced, lost or stolen card is no longer a reason to panic. Simply sign into your account and lock your card! With the flick of a switch, all transactions are declined - or choose to decline all new charges except subscriptions, like streaming services.

Once your card is secured again, unlocking it is just as quick and easy. And the changes happen right away.

Learn More
Credit card with Lock
Lock It 'Til You Find It

A misplaced, lost or stolen card is no longer a reason to panic. Simply sign into your account and lock your card! With the flick of a switch, all transactions are declined - or choose to decline all new charges except subscriptions, like streaming services.

Once your card is secured again, unlocking it is just as quick and easy. And the changes happen right away.

Learn More
  • Enjoy Next-Generation Protection

    Chip technology protects you and your personal information.

    Find Out How

  • Earn Cash Back

    Here's how to earn cash back and awards with the My BJ's Perks Mastercard

    See Cardmember Benefits

  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

    Not Registered? Register Now

My BJ's Perks® Mastercard®

BJ's Perks Plus® Cardmember Benefits:

  • Save 10¢ off/gal. at BJ's Gas® every day
  • Earn 3% cash back on most in-Club and BJs.com purchases1
  • Earn 2% cash back on dining out and non-BJ's gas purchases2
  • Earn 1% cash back everywhere else Mastercard® is accepted

BJ's Perks Elite® Cardmember Benefits:

  • Save 10¢ off/gal. at BJ's Gas® every day
  • Earn 5% cash back on most in-Club and BJs.com purchases1
  • Earn 2% cash back on dining out and non-BJ's gas purchases2
  • Earn 1% cash back everywhere else Mastercard® is accepted

Using your Awards is simple and convenient at checkout at BJ's in $20 increments.1


1My BJ's Perks® Program is provided by BJ's Wholesale Club, Inc., and its terms may change from time to time. Some exclusions apply. Click here for Program Terms. Cash back is in the form of electronic awards issued in $20 increments that are used in-Club at the register and expire 6 months from the date issued. Cash back can be requested in the form of a check prior to awards expiring by contacting Member Care at 800-BJs-CLUB.

2Each merchant is assigned a code by a third party that indicates the merchant's area of business. 2% cash back will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of merchant codes.

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