Credit Card

The Possibilities are SPEND-LESS.

  • Save 10¢ off/gal. at BJ's Gas® every day1

  • Earn up to 5% cash back on most in-Club and BJs.com purchases2

  • Earn 2% cash back on dining and non-BJ's gas purchases1

  • Earn 1% cash back everywhere else Mastercard® is accepted1

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  • Enjoy Next-Generation Protection

    Chip technology protects you and your personal information.

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  • Earn Cash Back

    Here's how to earn cash back and Awards with the My BJ's Perks® Mastercard® Credit Card

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  • Manage Your Account

    Keep track of your credit card account anywhere, anytime.

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My BJ's Perks® Mastercard® Credit Card

BJ's Perks Plus® Mastercard® Credit Card Benefits:

  • Save 10¢ off/gal. at BJ's Gas® every day1
  • Earn 3% cash back on most in-Club and BJs.com purchases2
  • Earn 2% cash back on dining out and non-BJ's gas purchases1
  • Earn 1% cash back everywhere else Mastercard® is accepted1

BJ's Perks Elite® Mastercard® Credit Card Benefits:

  • Save 10¢ off/gal. at BJ's Gas® every day1
  • Earn 5% cash back on most in-Club and BJs.com purchases2
  • Earn 2% cash back on dining out and non-BJ's gas purchases1
  • Earn 1% cash back everywhere else Mastercard® is accepted1

Using your Awards is simple and convenient at BJ's checkout. Awards are loaded to your account electronically and can be redeemed in $20 increments.


1Offer is exclusive to My BJ's Perks® Mastercard® Credit Card holders enrolled in the My BJ's Perks® program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant's area of business. Comenity Capital Bank does not have the ability to control assignment of merchant codes. This rewards program is provided by BJ's Wholesale Club and its terms may change at any time. For full Rewards Terms and Conditions, please see BJs.com/perksterms and BJs.com/terms.

2Earning will be based on your rewards tier. Must contact BJ's Member Care at 800-BJS-CLUB to request cash back in the form of a check prior to Award expiration. Cash Back is in the form of electronic Awards issued in $20 increments that are used at checkout at BJ's and expire six months from the date issued. Offer is exclusive to My BJ's Perks® Mastercard® Credit Card holders enrolled in the My BJ's Perks® program. Alcoholic beverages, cigarettes or tobacco-related products, lottery tickets, gift cards, propane, gasoline, BJ's Member Services (such as BJ's Auto Buying Program®, cellular phone services, BJ's Optical Department®, BJ's Travel®), purchases through delivery.BJs.com, other purchases not recorded through BJs.com or Club front-end registers, Global Sales transactions, or as posted at the Member Services Desk are excluded.

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