Welcome! Manage your Coldwater Creek Mastercard Account here.

  • Pay your bill
  • Get fast, convenient online access
  • Earn Coldwater Creek Rewards fast on every day purchases1
Credit Card
Card Benefits
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

Coldwater Creek Mastercard

Coldwater Creek Mastercard®


Your Exclusive Coldwater Creek Benefits Include:

  • Earn 5 points for every $1 spent at Coldwater Creek1, 3 points for every $1 spent on gas and groceries2, and 1 point for every $1 spent on other purchases everywhere Mastercard is accepted
  • Receive a $10 Reward Certificate for every 1,000 points
  • A $25 birthday coupon to use on a purchase of $100 or more when you provide a valid opt-in email address at www.coldwatercreek.com/emailbirthday3
  • Enjoy free standard shipping events4
  • Earn Double Points during cardmember exclusive events



Subject to credit approval. This rewards program is provided by Coldwater Creek and its terms may change at any time. For full Rewards Terms and Conditions, please see www.coldwatercreek.com/rewardsterms.

Each merchant is assigned a code by a third party that indicates the merchant's area of business. Earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

Subject to credit approval. Offer will be received during birthday month. Must have valid email address and U.S. mailing address. Accounts that opened during birthday month will receive the offer in the month following birthday. Account must not be in default.

Subject to credit approval. Limited to continental US only. Please allow up to 14 business days for shipments to A.P.O. and F.P.O. addresses.


Coldwater Creek Mastercard® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.

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