Benefits

Coldwater Creek Mastercard®


Your Exclusive Coldwater Creek Benefits Include:

  • 20% off your first Coldwater Creek Purchase when you open and use your Coldwater Creek Credit Card1.
  • Earn 5 points for every $1 spend at Coldwater Creek2, 3 points for every $1 spend on gas and groceries5, and $1 spent on other purchases everywhere else Mastercard is accepted.
  • Receive a $20 Bonus Rewards Certificate when you spend $500 on non-Coldwater Creek purchases within 90 days of opening your account6
  • Receive a $10 Reward for every 1,000 points.
  • A $25 birthday coupon to use on a purchase of $100 or more during the month of your birthday3.
  • Enjoy free standard shipping events4.
  • Earn Double Points during cardmember exclusive events.



Subject to credit approval. Notification of approval will contain a 20% Savings code valid towards your first Coldwater Creek purchase (excluding tax/shipping fees) made with your new Coldwater Creek credit card. Not valid on prior purchases. Walcoal Products excluded from discounts.

This Rewards program is provided by Coldwater Creek, and its terms may change at any time. For Full Rewards Terms and Conditions, please see www.coldwatercreek.com/rewardsterms.

Only for cardholders with a valid opt-in email address on file. Subscribe at www.coldwatercreek.com/emailbirthday. Accounts that open and subscribe to the birthday benefit in their birthday month will receive the birthday offer the following month.

Standard shipping applies to continental U.S. only. Orders shipped via standard delivery typically arrive in 4-8 business days. Please allow up to 14 business days for shipments to APO and FPO addresses.

Each merchant is assigned a code by a third party that indicates the merchant's area of business. 3 points will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Bank does not have the ability to control assignment of merchant codes.

$20 Bonus Reward Certificate will be awarded when you have spent $500 within 90 days of opening your Mastercard account on non-Coldwater Creek goods or services to earn your certificate. Your Bonus Rewards Certificate will appear in your monthly statement within 1 to 2 cycles of meeting the threshold. All purchases are subject to credit approval.

Coldwater Creek and Apple Pay
Pay with your Phone. From your Wallet.

You can add your Coldwater Creek Mastercard to Apple Pay. Pay quickly and securely at stores, restaurants, hotels and anywhere Apple Pay is accepted.

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