EXPRESS NEXT Credit Cardmember Benefits Include:

  • 20 points for every $1 spent* 
  • $10 Reward for every 2500 points
  • Bonus point opportunities
  • Birthday gift**
  • Level up to A-List when you earn 7500 points†
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Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More
Financial Education Graduation Cap
Take control of your finances

Making smart, well-informed decisions is the key to financial freedom. And Comenity has educational resources to help you get there. Discover tips on credit management, online security, budgeting, and more.

Comenity is the bank behind your credit card, here to help make your experience even better. Comenity works with hundreds of well-known and much-loved companies to offer their customers — customers just like you — credit programs that connect loyal shoppers to the brands they love. Enhance your shopping experience with tips to optimize your finances.

Learn More

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EXPRESS NEXT Credit Card

EXPRESS NEXT Credit Cardmember Benefits include:

  • 20 points for every dollar spent on your EXPRESS NEXT Credit Card*
  • Receive a $10 Reward at every 2,500 points earned (spend $125)
  • Monthly EXP Extra bonus point opportunities to earn Rewards faster
  • Receive a birthday gift**
  • Arrive at A-List status when you earn 7,500 points†

*The EXPRESS NEXT Rewards program is provided by Express and the terms & conditions may change at any time. Points are not earned on purchases covered by the redemption of a Reward or program coupon, purchases of gift boxes and gift wrapping services online, redemption of GiftCards, sales tax, state fees, shipping charges or delivery.

Express Marketplace purchases and Style Trial transactions are not eligible for any EXPRESS NEXT program benefits including all points, Rewards or member offers. Express Marketplace purchases may be made using an EXPRESS NEXT Credit Card, but points will not be earned on the transaction. The EXPRESS NEXT Credit Card may not be used for any EXPRESS Style Trial transactions.

Rewards Terms and Conditions

**You must complete your online profile at express.com/next to receive the birthday benefit. If you do not receive your birthday offer by your birthday month, you may call Customer Service at 1.888.397.1980 for your offer.

†A-List status requires 7,500 points to be earned within the program year earning period defined as March 1 to the last day of February the following year. Only EXPRESS NEXT Credit Card accounts in good standing will be upgraded to A-List status.

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