Benefits

The RH Credit Card

RH MEMBERS PROGRAM PREFERRED FINANCING PLANS**

  • Members of the RH Members Program can enjoy No Interest for 12 Months. After that, variable purchase APR of 24.99% on purchases of $348 or more made with your RH credit card.1
  • 0.99% APR for 24 months, 1.99% APR for 36 months, 2.99% APR for 48 months, or 3.99% APR for 60 months. After that, variable purchase APR of 24.99% on purchases of $700 or more made with your RH credit card.2
  • No Interest for 9 Months. After that, variable purchase APR of 24.99% on purchases of $260 or more made in-store at U.S. Outlet locations with your RH credit card.4

STANDARD FINANCING PLANS***

  • 2.99% APR for 12 Months, 3.99% APR for 24 Months, 4.99% APR for 36 Months, 5.99% APR for 48 Months, or 6.99% APR for 60 Months. After that, variable purchase APR of 24.99% on purchases of $360 or more made with your RH credit card.3
  • No Interest for 9 Months. After that, variable purchase APR of 24.99% on purchases of $260 or more made in-store at U.S. Outlet locations with your RH credit card.4

1Waived Interest, Equal Payment plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan.*

2Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan.*

*Available for RH Members Only.

3Low APR, Equal Payment plan: Interest will be charged to your Account at the reduced APR from the purchase date through the end of the promotional period. After the promotional plan expiration date, the variable purchase APR will apply. Minimum payments are required for each Credit Plan. *

4Waived Interest, Equal Payment plan: Interest will be charged to your Account from the end of the promotional period on any remaining promotional plan balance. Minimum payments are required for each Credit Plan. Offer only available at U.S. Outlet locations.*

*All Promotional Plans:

Valid for single transaction only. As of 11/2020, terms for new Accounts: Variable purchase APR of 24.99%. Minimum interest charge is $2.00 per Credit Plan in any billing period in which interest is due. Existing Cardholders: see your credit card agreement for Account terms.

Click Here for important rate, fee, and other cost information.

Credit card offers are subject to credit approval.

RH Credit Card Accounts are issued by Comenity Bank.

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