*Subject to credit approval. 
**Only accounts in good standing will be upgraded. 
†OSP Group offers selected customers a 90 day defer payment plan. Enter the defer payment code on the Shopping Bag page. You must request to defer payment for 90 days. You may use your defer payment plan code with any other savings promotion code. Defer payment not valid on items from eBags. Under the defer payment program, the purchase amount will not be charged to your account at the time of your purchase. You are instead electing to have us automatically charge your account on the 90th day following the shipment(s) of your purchase, unless you have contacted us to change your method of payment, on or before the 85th day following the shipment of your purchase. Defer payment items returned during the deferment period will have the charge and credit processed at time of return, which may result in charges to your credit card prior to the expiration of the 90 day deferment. Delay in posting credit or return by customer's credit card issuing bank is not the responsibility of Roaman's®. If you change your method of payment after the order is placed, your method of payment will not be eligible for the defer payment option. Where applicable, points are awarded to credit card rewards programs after the purchase has been charged (after the 90 days). Important details for each payment method to which a defer payment plan order may be charged to are: Woman Within® , Roaman's®, Jessica London®, KingSize®, BrylaneHome® or OneStopPlus.com® credit cards. Purchases to your existing credit card account under the defer payment program are subject to credit approval. Your available credit on your credit account will be reduced by the sum amount of unbilled charges you have under the defer payment program. 
††Please see your credit card agreement for details.