Apply now for the card that lets you earn Torrid exclusives:

In addition to your Insider, Loyalist or VIP Torrid Rewards perks, the credit card offers:

  • Extra 5% off Every Day with your Torrid Credit Card*

  • 25% off your first Torrid Credit Card purchase online**

  • $15 off $50 Welcome Offer with your Torrid Credit Card (when your card arrives)***

Credit Card
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*Subject to credit approval. Must surrender coupon upon redemption. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. The entire transaction amount after discount must be placed on the Torrid Insider credit card. Not valid on prior purchases or payments towards the Torrid credit card. Void if copied, reproduced, sold or transferred. Void where prohibited. Qualifying items do not include clearance merchandise, gift cards, taxes, shipping, Spanx, or any third-party brands. Coupon has no cash value. Employees and families of Torrid LLC and its subsidiaries are ineligible. . This rewards program is provided by Torrid and its terms may change at any time. For full Rewards Terms and Conditions, please see https://www.torrid.com/torrid/customer-service/torrid-insider/td-customerservice-insider-legal.html. This offer is issued for reward purposes. Associates, please scan barcode for discount. FOR ONLINE PURCHASES, THE DISCOUNT WILL SHOW IN CHECKOUT ONCE THE TORRID CREDIT CARD HAS BEEN SELECTED AS PAYMENT TYPE AND THE PROMO CODE HAS BEEN ENTERED.
Torrid Insider Credit Card Accounts are issued by Comenity Bank.

Torrid credit card

In addition to your Insider, Loyalist or VIP Torrid Rewards perks, the credit card offers:

  • Extra 5% off Every Day with your Torrid Credit Card*

  • 25% off your first Torrid Credit Card purchase online**

  • $15 off $50 Welcome Offer with your Torrid Credit Card (when your card arrives)***


*Subject to credit approval. Not valid on Spanx. Torrid LLC employees are ineligible to receive this discount. The entire transaction amount after discount must be placed on the Torrid Credit Card.

** Subject to credit approval. Valid one time only. Duplicate offers will not be accepted. Cannot be combined with other offers. Offers not available for prior purchases, gift cards, shipping handling, or taxes. Excludes SPANX merchandise or select Halloween items. The entire transaction amount after discount must be placed on the Torrid credit card. Account must not be in default. 

*Subject to credit approval. Must bring the coupon to redeem in stores. Associates, scan the barcode at checkout. To redeem online, enter discount code at checkout. Must be signed in to your TORRID REWARDS account to redeem offer online. Cannot be combined with other offers. Valid one time only. Duplicate offers will not be accepted. Offer will not be re-issued if lost, stolen or destroyed or with return/refund of merchandise. The entire transaction amount after discount must be placed on the Torrid credit card. $15 off a purchase of $50 or more before tax and shipping. Not valid on previous purchases, clearance, gift cards, or as payment on your TORRID CREDIT CARD. Valid for 30 days. 


Torrid Credit Card Accounts are issued by Comenity Bank. 

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